A well constructed and managed property portfolio started early enough can provide the foundations for life-long financial freedom.
Building Stable Financial Futures
Creating Your Property Retirement Plan
Smart investment goals and a strong portfolio can provide financial security for you and your family well into your retirement and can often result in your assets providing a passive income that matches or overtakes your income at the peak of your career.
Illustration One: A 23-year-old buying 2 properties a year for 12 years
2 properties
per year example
Buying £325k properties
Total Yearly Deposit
£151,125
Projected value of portfolio at age 35
£10.86M
Portfolio at age 35
24 properties
Projected gain in portfolio at age 35
£7.5M
Projected net annual income at age 35
£380K
Based on a 23-year-old buying 2 properties per year for 12 years.
Assumptions:
- Buying £325k properties
- Gross discount 10%
- Deposit at 25%
- Interest rate at 5.5%
- 6.25% gross rental yield per year
Illustration Two: A 25-year-old buying 4 properties a year for 10 years
4 properties
per year example
Buying £325k properties
Total Yearly Deposit
£302,250
Projected value of portfolio at age 35
£17.17M
Portfolio at age 35
40 properties
Projected gain in portfolio at age 35
£10.83M
Projected net annual income at age 35
£574K
Based on a 25-year-old buying 4 properties per year for 10 years.
Assumptions:
- Buying £325k properties
- Gross discount 10%
- Deposit at 25%
- Interest rate at 5.5%
- 6.25% gross rental yield per year
